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Medical Aid

Colonial works closely with reputable schemes that meet our qualifying criteria. When we are approached for advice on choosing a medical scheme, our health consultant will conducts a personalised needs analysis based on financial status and budget, current health status and health requirements and current medication.

We are geared towards providing our clients with enough information to facilitate them in making an informed decision when choosing the best medical scheme for their specific needs.

Gap Cover

The current environment within the private healthcare industry allows specialists to charge above the medical scheme tariffs.

All medical scheme members are at risk and current trends suggest that the consumers will have to fund the difference in fees.

Gap Cover is a short-term insurance product in addition to your medical scheme that offers up to 500% of scheme tariff when you are hospitalised. This option is not only suggested to ensure you are completely covered but it also provides a peace of mind that not many other products can offer.


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