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Privacy Policy & Disclaimer

This website is the property of Colonial Advisors & Associates. By accessing this website, you agree to its privacy policy. The privacy policy relates to the collection and use of personal information that may be provided to the company by the use of this website.

Colonial Advisors & Associates understands the importance of protecting the personal information of our clients and prospective clients. Personal information will only be used for the purpose that it is required, and only information that is relevant to a specific service and product, will be requested from a client. Personal information is defined as specific information about a person that is provided to the company for the purpose of requesting product related information and/or service.

Colonial Advisors & Associates will at all times ensure that personal information collected from clients on the website are treated confidentially and will not be disclosed to any third party, without the express consent of the client.

Colonial Advisors & Associates will only provide personal information of their clients to affiliated service providers for marketing purposes if a client has specifically indicated that they are willing to receive such information.

Colonial Advisors & Associates will at all times take all reasonable measures to ensure the safe keeping of client’s information, when visiting this website, however we cannot control the confidentiality, access to or distribution of information which is retrieved through the use of "cookies" or information retrieved through the collecting and storing of IP addresses of clients to this website.

Sharing of Information

Colonial Advisors & Associates may send personal identifiable information about its users to other companies or third parties should there be a need to share the user’s information in order to provide the product or service the user has requested. Furthermore, the only information Colonial Advisors & Associates  will ever disclose to third parties is aggregate information about its users. Aggregate information will not identify the website’s users and will only identify the user’s population in general terms. 

Electronic Communications

The user consents to the website’s agreements, notices and disclosures by visiting the website and receiving electronic information or communication by electronic means and this indicates that any legal requirements has been satisfied. 

Changing of Information

Colonial Advisors & Associates  reserves the right to change the Privacy Policy on an ad hoc basis at its sole discretion. Colonial Advisors & Associates  is not responsible for the content or privacy practices of non-Colonial Advisors & Associates websites to which it refers. 

Contact information

Should you not be satisfied with the information or should any information be found to be untrue or incorrect, please notify Colonial Advisors & Associates on the following email address:

Intellectual property rights

Accessing this website does not in any way transfer licensing rights to any person with regards to Colonial Advisors & Associates or any of its clients’ information which might be displayed on this website. This information includes images, graphics, text and layouts.Colonial Advisors & Associates is the owner of this website and the copyright to all contents belongs to us.

Any trademarks, brands and logos used on this website is the either the property of Colonial Advisors & Associates or Colonial Advisors & Associates is licensed to use them. By using this website, it does not transfer any rights to any party to make use of those trademarks, brands or logos in any way, unless prior written permission was given by Indwe Risk Services to do so.

Information retrieved, viewed or downloaded from this website, is intended for private use only, and may not be sold, resold, transmitted or otherwise made available or distributed in any manner via the media or any third party, unless prior written consent has been obtained from Indwe Risk Services.


This page or any other page on this site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this website is provided 'as is' without warranty of any kind, either express or limited, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, therefore the above exclusion may not apply to you.

Information on this website may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Colonial Advisors & Associates may also make improvements and/or changes to this information at any time without notice.

Information that Colonial Advisors & Associates publishes on this website may contain references or cross-references to other products, programs and services that are not announced or available in your country. Such references do not imply that Colonial Advisors & Associates intends to announce such products, programs or services in your country. Consult a Indwe Risk Services representative for information regarding the products, programs and services which may be available to you.

Links to other sites

When you access a non-Colonial Advisors & Associates website, please note that it is independent from Colonial Advisors & Associates, and that Colonial Advisors & Associates cannot control the content on such websites. In addition, a link to a non-Colonial Advisors & Associates website does not mean that Colonial Advisors & Associates endorses or accepts any responsibility for the content, or the use, of such websites.

Please be aware thatColonial Advisors & Associates is not responsible for the privacy practices of such other sites. We encourage users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.

It is up to the individual visiting this website to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan Horses and other items of a destructive nature. In no event will Colonial Advisors & Associates be liable to any party or for any direct, indirect, special or other consequential damages due to the use of this website, or on any other hyperlinked website, including without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages.