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NICHE INSURANCE OPTIONS

Travel Insurance

Travel insurance provides you with cover against travel risks such as medical emergencies, cancellation, curtailment, luggage loss, accidental death and disablement and personal liability, allowing you to relax and enjoy your journey with complete peace of mind. Whilst you pay for your insurance in a local currency any medical expenses will be covered in foreign currency.


Thatch

If your house or lapa has a thatched roof, it may be difficult finding thatched roof insurance at a reasonable cost. Thatched roofs are also notoriously high maintenance and are seen as a significant risk by most insurers as they are classified as a non-standard construction. Colonial has partnered with specialist insurers of thatch risk to offer our clients unique and affordable thatched roof insurance cover for private homes on an All Risks basis. Accidental Damage is included for the full sum insured.


Bicycle Insurance

Colonial has partnered with Cyclesure which is a specialist insurance brokerage, offering a unique package for all cycling enthusiasts, whether you are based in South Africa or traveling abroad.

The package covers you for:

       • All risks for bicycle and accessories, based on replacement value

       • Theft, hijacking, damage incurred in transit or while training

       • Damage incurred during events, time trials or track events

       • Legal liability

       • Personal accident cover – death or permanent disability of R 20 000*

       • Medical benefits up to R 2 000 for any accident*

          (*Cover in respect of official racing events only)

       • Trauma counselling benefit of R 2 000 as result of a violent theft, hold-up, hijacking or armed             robbery, including while training


Wildlife Insurance

Breeding, buying and selling game in South Africa is big business, and as with most big business, it carries big risk.

When a single animal is worth millions of rands, then sickness or disease, capture, transport or other mortality risks can wreak havoc with a farmer, breeder or investor’s finances unless properly managed.

        • Wildlife Insure covers four main types of cover:

         • Capture 

        • Transport

        • Post Release Stress

        • All Risks Mortality/Farm Cover



Pet Insurance

Veterinary costs can be extremely expensive if your beloved pet suffers an accident or becomes ill.

We know how much you love your pets and that you want only the best for them. 

For this reason, Colonial has partnered with leaders in the field of pet insurance now offers and there is a multitude of options to get  cover for veterinary expenses resulting from accidental injury and illness of pets.

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